%PDF-1.2 %âãÏÓ 12 0 obj << /Length 13 0 R >> stream BT 285.12 708.96 TD 0 0 0 rg /F0 12 Tf 0.042 Tc 0 Tw (5:37) Tj 23.52 0 TD -0.156 Tc (-) Tj 3.84 0 TD 0.048 Tc (10) Tj 13.44 0 TD 0 Tc 0.024 Tw ( ) Tj -205.92 -13.92 TD 0.0045 Tc 0.0195 Tw (MUNICIPAL, COUNTY AND AUTHORITY EMPLOYEES DEFERRED ) Tj 25.92 -13.44 TD 0.0064 Tc 0.0176 Tw (COMPENSATION PLANS ) Tj 143.52 0 TD -0.156 Tc 0 Tw (-) Tj 3.84 0 TD -0.0108 Tc 0.0348 Tw ( ACCOUNTING PROCEDURES) Tj 171.84 0 TD 0 Tc 0.024 Tw ( ) Tj -375.36 -13.44 TD /F1 12 Tf -0.12 Tw ( ) Tj 0 -13.92 TD ( ) Tj 0 -14.4 TD /F2 12 Tf 0.141 Tc 0 Tw (5:37) Tj 22.56 0 TD -0.156 Tc (-) Tj 3.84 0 TD 0.0027 Tc -0.2827 Tw (10.1 Pooling of funds) Tj 107.04 0 TD 0 Tc -0.12 Tw ( ) Tj -133.44 -12.96 TD /F1 12 Tf ( ) Tj 0 -13.92 TD -0.0021 Tc -0.0072 Tw (Except for individual annuities and life insurance contracts, the plan shall provide for ) Tj T* -0.003 Tc -0.117 Tw (investments in authorized investmen) Tj 175.68 0 TD 0.0166 Tc -0.1366 Tw (t options by pooling the amounts deferred. The ) Tj -175.68 -13.92 TD 0.0195 Tc -0.1052 Tw (return on investments shall be apportioned on a prorated basis among all participants in ) Tj 0 -13.44 TD 0.0255 Tc -0.1455 Tw (the plan after deductions for reasonable administrative costs.) Tj 291.36 0 TD 0 Tc -0.12 Tw ( ) Tj -291.36 -13.92 TD ( ) Tj 0 -13.92 TD ( ) Tj 0 -14.4 TD /F2 12 Tf 0.141 Tc 0 Tw (5:37) Tj 22.56 0 TD -0.156 Tc (-) Tj 3.84 0 TD 0.0009 Tc -0.1209 Tw (10.2 \(Reserved\)) Tj 79.2 0 TD 0 Tc -0.12 Tw ( ) Tj -105.6 -12.96 TD /F1 12 Tf ( ) Tj 0 -12 TD /F1 10.08 Tf -0.0088 Tc -0.1112 Tw (Repealed by R.1999 d.58, effectiv) Tj 136.8 0 TD 0.032 Tc -0.152 Tw (e March 1, 1999. ) Tj 71.04 0 TD 0 Tc -0.12 Tw ( ) Tj -207.84 -13.44 TD /F1 12 Tf ( ) Tj 0 -13.92 TD ( ) Tj 0 -14.4 TD /F2 12 Tf 0.141 Tc 0 Tw (5:37) Tj 22.56 0 TD -0.156 Tc (-) Tj 3.84 0 TD 0.0034 Tc -0.1234 Tw (10.3 Compliance requirement) Tj 151.68 0 TD -0.156 Tc 0 Tw (--) Tj 7.68 0 TD -0.024 Tc -0.096 Tw (prototypical plan) Tj 88.32 0 TD 0 Tc -0.12 Tw ( ) Tj -274.08 -12.96 TD /F1 12 Tf ( ) Tj 0 -13.92 TD -0.12 Tc 0 Tw (\(a\)) Tj 13.44 0 TD 0 Tc -0.12 Tw ( ) Tj 4.8 0 TD 0.0122 Tc -0.0583 Tw (The contractor shall transmit to the employer a summary of financial data in ) Tj 0 -13.92 TD 0.0161 Tc -0.0961 Tw (statement form providing a full accounting of all plan transactions occurring during ) Tj T* 0.0417 Tc -0.1617 Tw (the employer's fiscal) Tj 98.4 0 TD 0.0195 Tc -0.0862 Tw ( year, including beginning transactions and ending fund balance. ) Tj -98.4 -13.44 TD 0.0296 Tc -0.1127 Tw (The accounting for these transactions must reflect the amount and date of each ) Tj 0 -13.92 TD 0.0179 Tc -0.1379 Tw (contribution received, the beginning fund balance by investment option, earnings or ) Tj T* -0.0143 Tc -0.1057 Tw (losses incurred, administrat) Tj 131.52 0 TD 0.035 Tc -0.155 Tw (ive charges and fees assessed, any transfers made among ) Tj -131.52 -13.92 TD 0.0265 Tc -0.1096 Tw (funds, all deposits and withdrawals, and the ending fund balance, including any and ) Tj 0 -13.44 TD 0.0633 Tc -0.2793 Tw (all adjustments made to such plan.) Tj 165.6 0 TD 0 Tc -0.12 Tw ( ) Tj -183.84 -21.12 TD /F3 12 Tf 0.164 Tc 0 Tw (\(b\)) Tj 15.84 0 TD 0 Tc 0.084 Tw ( ) Tj 2.4 0 TD /F1 12 Tf 0.0319 Tc -0.1519 Tw (At the request of the employer, the contractor shall make available details of al) Tj 378.72 0 TD -0.456 Tc -0.144 Tw (l ) Tj -378.72 -13.44 TD 0.0012 Tc -0.0812 Tw (transactions for each employee. The employer in receipt of this information shall ) Tj 0 -13.92 TD 0.0115 Tc -0.0286 Tw (retain it in accordance with the ÐÇ¿ÕÎÞÏÞ´«Ã½app record retention requirements as ) Tj T* -0.0234 Tc 0.0634 Tw (found in N.J.A.C. 15:3.) Tj 112.32 0 TD /F3 12 Tf 0 Tc 0.084 Tw ( ) Tj -130.56 -20.64 TD 0.212 Tc 0 Tw (\(c\)) Tj 14.88 0 TD 0 Tc 0.084 Tw ( ) Tj 3.36 0 TD /F1 12 Tf -0.0038 Tc -0.0562 Tw (The contractor shall retain the transaction information in acc) Tj 289.92 0 TD 0.0469 Tc -0.1669 Tw (ordance with the State of ) Tj -289.92 -13.44 TD 0.0094 Tc -0.1294 Tw (New Jersey record retention requirements found in N.J.A.C. 15:3.) Tj 315.84 0 TD /F3 12 Tf 0 Tc 0.084 Tw ( ) Tj -334.08 -20.64 TD 0.164 Tc 0 Tw (\(d\)) Tj 15.84 0 TD 0 Tc 0.084 Tw ( ) Tj 2.4 0 TD /F1 12 Tf 0.012 Tc -0.0582 Tw (The contractor shall furnish annually to the Director and to the local plan ) Tj 0 -13.92 TD 0.0151 Tc -0.0322 Tw (administrator of each local governmental unit for which it serves as contractor, a copy ) Tj T* 0.24 Tc 0 Tw (o) Tj 6.24 0 TD 0.0188 Tc -0.0988 Tw (f the contractor's Statement on Accounting Standards \(SAS\) 70 Report, as defined ) Tj -6.24 -13.44 TD 0.012 Tc -0.072 Tw (by the American Institute of Certified Public Accountants \(AICPA\).) Tj 327.84 0 TD /F3 12 Tf 0 Tc 0.084 Tw ( ) Tj -346.08 -21.12 TD -0.048 Tc 0 Tw (\(e\)) Tj 15.36 0 TD 0 Tc 0.084 Tw ( ) Tj 2.88 0 TD /F1 12 Tf 0.0178 Tc -0.1035 Tw (The contractor shall certify to the Director that the annual accounting data supplied to ) Tj 0 -13.44 TD 0.0015 Tc -0.1215 Tw (the employer is acc) Tj 92.64 0 TD 0.0289 Tc -0.1489 Tw (urate and complete.) Tj 94.56 0 TD /F3 12 Tf 0 Tc 0.084 Tw ( ) Tj -205.44 -20.64 TD 0.144 Tc 0 Tw (\(f\)) Tj 12.96 0 TD 0 Tc 0.084 Tw ( ) Tj 5.28 0 TD /F1 12 Tf 0.0064 Tc -0.1264 Tw (The independent auditor of the employer shall then evaluate the employer payroll ) Tj 0 -13.92 TD 0.0165 Tc -0.1365 Tw (records and joinder agreements against the information transmitted by the contractor.) Tj 408.96 0 TD /F3 12 Tf 0 Tc 0.084 Tw ( ) Tj -427.2 -20.64 TD 0.164 Tc 0 Tw (\(g\)) Tj 15.84 0 TD 0 Tc 0.084 Tw ( ) Tj 2.4 0 TD /F1 12 Tf 0.0144 Tc -0.0864 Tw (The Director may establish disclosure requirements to be included in ) Tj 333.6 0 TD 0.0274 Tc -0.1474 Tw (the annual audit ) Tj -333.6 -13.44 TD 0.0103 Tc -0.1303 Tw (of the local government in accordance with N.J.S.A. 40A:5) Tj 284.16 0 TD -0.156 Tc 0 Tw (-) Tj 4.32 0 TD -0.0467 Tc 0.1667 Tw (4 or 40A:5A) Tj 60.48 0 TD -0.156 Tc 0 Tw (-) Tj 4.32 0 TD -0.2 Tc (15.) Tj 14.4 0 TD /F3 12 Tf 0 Tc 0.084 Tw ( ) Tj ET endstream endobj 13 0 obj 6258 endobj 4 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R /F2 10 0 R /F3 14 0 R >> /ProcSet 2 0 R >> /Contents 12 0 R >> endobj 17 0 obj << /Length 18 0 R >> stream BT 89.76 747.36 TD 0 0 0 rg /F0 10.08 Tf -0.002 Tc 0.0797 Tw (N.J.A.C. 5:37) Tj 60 0 TD 0.0034 Tc 0 Tw (-) Tj 2.88 0 TD 0.1555 Tc (10) Tj 11.04 0 TD 0 Tc 0.0778 Tw ( ) Tj 50.4 0 TD -0.0382 Tc 0.116 Tw (Municipal, County & Authority Employees ) Tj 186.24 0 TD -0.0499 Tc 0.1276 Tw (Deferred Compensation Plans) Tj 134.4 0 TD 0 Tc 0.0778 Tw ( ) Tj -444.96 -13.44 TD /F1 12 Tf -0.12 Tw ( ) Tj 0 -695.04 TD /F0 10.08 Tf -0.0326 Tc 0.1104 Tw (Current through December 16, 2002) Tj 161.28 0 TD 0 Tc 0.0778 Tw ( ) Tj -161.28 670.56 TD /F1 12 Tf -0.12 Tw ( ) Tj 0 -17.76 TD /F1 10.08 Tf -0.0137 Tc -0.0377 Tw (Amended by R.1999 d.58, effective March 1, 1999.) Tj 206.88 0 TD 0 Tc -0.12 Tw ( ) Tj -206.88 -13.44 TD /F1 12 Tf ( ) Tj 0 -13.92 TD ( ) Tj 0 -14.4 TD /F2 12 Tf 0.141 Tc 0 Tw (5:37) Tj 22.56 0 TD -0.156 Tc (-) Tj 3.84 0 TD -0.009 Tc -0.111 Tw (10.4 Audit of a self) Tj 95.04 0 TD -0.156 Tc 0 Tw (-) Tj 3.84 0 TD -0.0157 Tc -0.1043 Tw (administered plan) Tj 93.12 0 TD 0 Tc -0.12 Tw ( ) Tj -218.4 -12.96 TD /F1 12 Tf ( ) Tj 0 -13.92 TD -0.0648 Tc 0.0648 Tw (If the plan is self) Tj 80.16 0 TD -0.156 Tc 0 Tw (-) Tj 3.84 0 TD 0.0411 Tc -0.1611 Tw (administered, the employer shall conduct an audi) Tj 236.16 0 TD 0.0126 Tc -0.0526 Tw (t of all plan funds. The ) Tj -320.16 -13.92 TD 0.0248 Tc -0.1448 Tw (audit shall be performed pursuant to N.J.S.A. 40A:5) Tj 250.08 0 TD -0.156 Tc 0 Tw (-) Tj 3.84 0 TD 0.0113 Tc -0.1313 Tw (4 or N.J.S.A. 40A:5A) Tj 104.64 0 TD -0.156 Tc 0 Tw (-) Tj 3.84 0 TD 0.1092 Tc -0.2292 Tw (15. A copy of ) Tj -362.4 -13.92 TD 0.0104 Tc -0.0565 Tw (each audit report shall be transmitted to the Director in accordance with N.J.A.C. 5:37) Tj 413.28 0 TD -0.156 Tc 0 Tw (-) Tj -413.28 -13.44 TD -0.096 Tc (10.2.) Tj 23.52 0 TD /F3 12 Tf 0 Tc 0.084 Tw ( ) Tj -23.52 -13.92 TD /F1 12 Tf -0.12 Tw ( ) Tj 0 -13.92 TD ( ) Tj 0 -14.4 TD /F2 12 Tf 0.141 Tc 0 Tw (5:37) Tj 22.56 0 TD -0.156 Tc (-) Tj 3.84 0 TD -0.0258 Tc -0.0942 Tw (10.5 Deferrals) Tj 72 0 TD 0 Tc -0.12 Tw ( ) Tj -98.4 -12.96 TD /F1 12 Tf ( ) Tj 0 -13.92 TD -0.12 Tc 0 Tw (\(a\)) Tj 13.44 0 TD 0 Tc -0.12 Tw ( ) Tj 4.8 0 TD 0.0297 Tc -0.0297 Tw (The amount of compensation ) Tj 143.52 0 TD 0.005 Tc -0.065 Tw (deferral specified by each participant in the joinder ) Tj -143.52 -13.92 TD 0.0394 Tc -0.1594 Tw (agreement shall be deferred by the employer at the end of each pay period. Amounts ) Tj 0 -13.92 TD 0.0214 Tc -0.1414 Tw (withheld from the employees shall be turned over to the contractor for investment ) Tj 0 -13.44 TD 0.0199 Tc -0.0439 Tw (within 72 hours, exclusive of Sundays) Tj 183.84 0 TD 0.0138 Tc -0.1338 Tw ( and holidays from the time the funds are ) Tj -183.84 -13.92 TD 0.018 Tc -0.138 Tw (withheld from the employee.) Tj 138.72 0 TD 0 Tc -0.12 Tw ( ) Tj -156.96 -20.64 TD /F3 12 Tf 0.164 Tc 0 Tw (\(b\)) Tj 15.84 0 TD 0 Tc 0.084 Tw ( ) Tj 2.4 0 TD /F1 12 Tf 0.0171 Tc -0.1002 Tw (The amount deferred shall not be treated as compensation subject to Federal income ) Tj 0 -13.92 TD 0.0158 Tc -0.1358 Tw (tax withholding, but shall be treated as compensation subject to withholding for New ) Tj T* 0.0097 Tc -0.1297 Tw (Jersey Gross Incom) Tj 95.04 0 TD 0 Tc -0.014 Tw (e Tax, pensions, social security, insurance, and other fringe ) Tj -95.04 -13.44 TD 0.002 Tc -0.0687 Tw (benefits, except to the extent that applicable law may provide.) Tj 297.12 0 TD /F3 12 Tf 0 Tc 0.084 Tw ( ) Tj -315.36 -20.16 TD /F1 12 Tf -0.12 Tw ( ) Tj 0 -11.52 TD /F1 10.08 Tf -0.0137 Tc -0.0377 Tw (Amended by R.1999 d.58, effective March 1, 1999.) Tj 206.88 0 TD 0 Tc -0.12 Tw ( ) Tj -206.88 -13.44 TD /F1 12 Tf ( ) Tj 0 -13.92 TD ( ) Tj 0 -14.4 TD /F2 12 Tf 0.141 Tc 0 Tw (5:37) Tj 22.56 0 TD -0.156 Tc (-) Tj 3.84 0 TD 0.0009 Tc -0.1209 Tw (10.6 \(Reserved\)) Tj 79.2 0 TD 0 Tc -0.12 Tw ( ) Tj -105.6 -13.44 TD /F1 12 Tf ( ) Tj 0 -11.52 TD /F1 10.08 Tf 0.0038 Tc -0.1238 Tw (Repealed by R.1999 d.58, effective March 1, 1999.) Tj 205.44 0 TD 0 Tc -0.12 Tw ( ) Tj -205.44 -13.44 TD /F1 12 Tf ( ) Tj 0 -13.92 TD ( ) Tj 0 -14.4 TD /F2 12 Tf 0.141 Tc 0 Tw (5:37) Tj 22.56 0 TD -0.156 Tc (-) Tj 3.84 0 TD -0.0425 Tc -0.0775 Tw (10.7 Return to participants) Tj 138.24 0 TD 0 Tc -0.12 Tw ( ) Tj -164.64 -12.96 TD /F1 12 Tf ( ) Tj 0 -13.92 TD -0.12 Tc 0 Tw (\(a\)) Tj 13.44 0 TD 0 Tc -0.12 Tw ( ) Tj 4.8 0 TD 0.026 Tc -0.106 Tw (Plan funds, less administrative expenses, including all amounts deferred and any and ) Tj 0 -13.92 TD 0.0148 Tc -0.1005 Tw (all return on investment of the plan funds shall be credited to the participants' ) Tj T* 0.0135 Tc -0.1335 Tw (accounts. Such credit shall be made in a manner that is pro) Tj 281.76 0 TD 0.0425 Tc -0.0025 Tw (rated in a non) Tj 66.24 0 TD -0.156 Tc 0 Tw (-) Tj -348 -13.44 TD 0.0228 Tc -0.1428 Tw (discriminatory manner. After the first year of program operation, the contractor or ) Tj 0 -13.92 TD 0.0263 Tc -0.1783 Tw (plan manager shall not permit the cumulative plan balance to be less than the total ) Tj T* 0.0128 Tc -0.1328 Tw (cumulative sum of all amounts deferred by all participants, or any partic) Tj 346.56 0 TD -0.0154 Tc 0.3754 Tw (ipant's ) Tj -346.56 -13.92 TD 0.0114 Tc -0.1314 Tw (account to have a balance less than the cumulative sum of all the individual ) Tj 0 -13.44 TD 0.0208 Tc -0.0972 Tw (participant's deferrals since participation in the plan commenced. The only exceptions ) Tj 0 -13.92 TD 0.0196 Tc -0.1396 Tw (to this last statement shall be:) Tj 141.12 0 TD 0 Tc -0.12 Tw ( ) Tj ET endstream endobj 18 0 obj 5721 endobj 16 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R /F2 10 0 R /F3 14 0 R >> /ProcSet 2 0 R >> /Contents 17 0 R >> endobj 20 0 obj << /Length 21 0 R >> stream BT 89.76 747.36 TD 0 0 0 rg /F0 10.08 Tf -0.002 Tc 0.0797 Tw (N.J.A.C. 5:37) Tj 60 0 TD 0.0034 Tc 0 Tw (-) Tj 2.88 0 TD 0.1555 Tc (10) Tj 11.04 0 TD 0 Tc 0.0778 Tw ( ) Tj 50.4 0 TD -0.0382 Tc 0.116 Tw (Municipal, County & Authority Employees ) Tj 186.24 0 TD -0.0499 Tc 0.1276 Tw (Deferred Compensation Plans) Tj 134.4 0 TD 0 Tc 0.0778 Tw ( ) Tj -444.96 -13.44 TD /F1 12 Tf -0.12 Tw ( ) Tj 0 -695.04 TD /F0 10.08 Tf -0.0326 Tc 0.1104 Tw (Current through December 16, 2002) Tj 161.28 0 TD 0 Tc 0.0778 Tw ( ) Tj -125.28 670.56 TD /F1 12 Tf -0.18 Tc 0 Tw (1.) Tj 9.12 0 TD 0 Tc -0.12 Tw ( ) Tj 9.12 0 TD 0 Tc -0.052 Tw (Variable annuities which guarantee that during the ) Tj 245.28 0 TD 0.0537 Tc -0.0777 Tw (first three years of fund ) Tj -245.28 -13.92 TD 0.0174 Tc -0.1374 Tw (accumulation a participant will have distributed, upon withdrawal from the ) Tj 0 -13.44 TD 0.0344 Tc -0.223 Tw (plan, an amount equal to the amount deferred;) Tj 221.28 0 TD 0 Tc -0.12 Tw ( ) Tj -239.52 -21.12 TD /F3 12 Tf 0.186 Tc 0 Tw (2.) Tj 10.08 0 TD 0 Tc 0.084 Tw ( ) Tj 8.16 0 TD /F1 12 Tf 0.023 Tc -0.079 Tw (A variable annuity with no such guarantee which is offered as part of a fixed ) Tj 0 -13.44 TD 0.0268 Tc -0.1468 Tw (and variable product line; and) Tj 143.52 0 TD /F3 12 Tf 0 Tc 0.084 Tw ( ) Tj -161.76 -20.16 TD 0.186 Tc 0 Tw (3.) Tj 10.08 0 TD 0 Tc 0.084 Tw ( ) Tj 8.16 0 TD /F1 12 Tf 0.0219 Tc 0.0981 Tw (Life insurance contracts.) Tj 118.56 0 TD /F3 12 Tf 0 Tc 0.084 Tw ( ) Tj -172.8 -20.16 TD /F1 12 Tf -0.12 Tw ( ) Tj 0 -12 TD /F1 10.08 Tf -0.0137 Tc -0.0377 Tw (Amended by R.1999 d.58, effective March 1, 1999.) Tj 206.88 0 TD 0 Tc -0.12 Tw ( ) Tj -206.88 -13.44 TD /F1 12 Tf ( ) Tj 0 -13.92 TD ( ) Tj 0 -14.4 TD /F2 12 Tf 0.141 Tc 0 Tw (5:37) Tj 22.56 0 TD -0.156 Tc (-) Tj 3.84 0 TD -0.0071 Tc -0.2729 Tw (10.8 Participant records confidential) Tj 186.72 0 TD 0 Tc -0.12 Tw ( ) Tj -213.12 -12.96 TD /F1 12 Tf ( ) Tj 0 -13.92 TD 0.013 Tc -0.085 Tw (All records regarding participation, amounts deferred, account balances, withdrawals, and ) Tj T* 0.0074 Tc -0.1274 Tw (any other information regarding a participan) Tj 213.12 0 TD 0.0155 Tc -0.1355 Tw (t's account shall be held confidential by the ) Tj -213.12 -13.92 TD 0.0226 Tc -0.1426 Tw (local plan administrator, plan manager and the contractor.) Tj 277.92 0 TD 0 Tc -0.12 Tw ( ) Tj -277.92 -13.44 TD ( ) Tj 0 -12 TD /F1 10.08 Tf -0.0137 Tc -0.0377 Tw (Amended by R.1999 d.58, effective March 1, 1999.) Tj 206.88 0 TD 0 Tc -0.12 Tw ( ) Tj -206.88 -13.44 TD /F1 12 Tf ( ) Tj 0 -13.92 TD ( ) Tj T* /F2 12 Tf 0.141 Tc 0 Tw (5:37) Tj 22.56 0 TD -0.156 Tc (-) Tj 3.84 0 TD 0.0032 Tc -0.3632 Tw (10.9 Plan records) Tj 88.8 0 TD 0 Tc -0.12 Tw ( ) Tj -115.2 -13.44 TD /F1 12 Tf ( ) Tj 0 -13.92 TD 0.0071 Tc -0.0835 Tw (The local plan administrator, the plan manager and the contractor shall mak) Tj 362.88 0 TD 0.0312 Tc -0.1512 Tw (e available ) Tj -362.88 -13.92 TD 0.0251 Tc -0.1451 Tw (upon a written request from a participant or the Director, all records, reports or other ) Tj 0 -13.44 TD 0.0125 Tc -0.1005 Tw (information relating to the plan as a whole, including, but not limited to, cash flow ) Tj 0 -13.92 TD 0.0095 Tc -0.0495 Tw (analysis, investment reports, audits and quarterly reports.) Tj 274.08 0 TD 0 Tc -0.12 Tw ( ) Tj -274.08 -13.92 TD ( ) Tj 0 -13.92 TD /F1 10.08 Tf -0.113 Tc -0.007 Tw (Amended ) Tj 41.28 0 TD -0.0185 Tc -0.1015 Tw (by R.1999 d.58, effective March 1, 1999) Tj 163.2 0 TD /F1 12 Tf -0.12 Tc 0 Tw (.) Tj 2.88 0 TD 0 Tc -0.12 Tw ( ) Tj ET endstream endobj 21 0 obj 3714 endobj 19 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R /F2 10 0 R /F3 14 0 R >> /ProcSet 2 0 R >> /Contents 20 0 R >> endobj 6 0 obj << /Type /Font /Subtype /TrueType /Name /F0 /BaseFont /Arial /FirstChar 32 /LastChar 255 /Widths [ 278 278 355 556 556 889 667 191 333 333 389 584 278 333 278 278 556 556 556 556 556 556 556 556 556 556 278 278 584 584 584 556 1015 667 667 722 722 667 611 778 722 278 500 667 556 833 722 778 667 778 722 667 611 722 667 944 667 667 611 278 278 278 469 556 333 556 556 500 556 556 278 556 556 222 222 500 222 833 556 556 556 556 333 500 278 556 500 722 500 500 500 334 260 334 584 750 556 750 222 556 333 1000 556 556 333 1000 667 333 1000 750 611 750 750 222 222 333 333 350 556 1000 333 1000 500 333 944 750 500 667 278 333 556 556 556 556 260 556 333 737 370 556 584 333 737 552 400 549 333 333 333 576 537 278 333 333 365 556 834 834 834 611 667 667 667 667 667 667 1000 722 667 667 667 667 278 278 278 278 722 722 778 778 778 778 778 584 778 722 722 722 722 667 667 611 556 556 556 556 556 556 889 500 556 556 556 556 278 278 278 278 556 556 556 556 556 556 556 549 611 556 556 556 556 500 556 500 ] /Encoding /WinAnsiEncoding /FontDescriptor 7 0 R >> endobj 7 0 obj << /Type /FontDescriptor /FontName /Arial /Flags 32 /FontBBox [ -250 -212 1223 1000 ] /MissingWidth 279 /StemV 80 /StemH 80 /ItalicAngle 0 /CapHeight 905 /XHeight 453 /Ascent 905 /Descent -212 /Leading 150 /MaxWidth 1019 /AvgWidth 441 >> endobj 8 0 obj << /Type /Font /Subtype /TrueType /Name /F1 /BaseFont /TimesNewRoman /FirstChar 32 /LastChar 255 /Widths [ 250 333 408 500 500 833 778 180 333 333 500 564 250 333 250 278 500 500 500 500 500 500 500 500 500 500 278 278 564 564 564 444 921 722 667 667 722 611 556 722 722 333 389 722 611 889 722 722 556 722 667 556 611 722 722 944 722 722 611 333 278 333 469 500 333 444 500 444 500 444 333 500 500 278 278 500 278 778 500 500 500 500 333 389 278 500 500 722 500 500 444 480 200 480 541 778 500 778 333 500 444 1000 500 500 333 1000 556 333 889 778 611 778 778 333 333 444 444 350 500 1000 333 980 389 333 722 778 444 722 250 333 500 500 500 500 200 500 333 760 276 500 564 333 760 500 400 549 300 300 333 576 453 250 333 300 310 500 750 750 750 444 722 722 722 722 722 722 889 667 611 611 611 611 333 333 333 333 722 722 722 722 722 722 722 564 722 722 722 722 722 722 556 500 444 444 444 444 444 444 667 444 444 444 444 444 278 278 278 278 500 500 500 500 500 500 500 549 500 500 500 500 500 500 500 500 ] /Encoding /WinAnsiEncoding /FontDescriptor 9 0 R >> endobj 9 0 obj << /Type /FontDescriptor /FontName /TimesNewRoman /Flags 34 /FontBBox [ -250 -216 1160 1000 ] /MissingWidth 322 /StemV 73 /StemH 73 /ItalicAngle 0 /CapHeight 891 /XHeight 446 /Ascent 891 /Descent -216 /Leading 149 /MaxWidth 967 /AvgWidth 401 >> endobj 10 0 obj << /Type /Font /Subtype /TrueType /Name /F2 /BaseFont /TimesNewRoman,Bold /FirstChar 32 /LastChar 255 /Widths [ 250 333 555 500 500 1000 833 278 333 333 500 570 250 333 250 278 500 500 500 500 500 500 500 500 500 500 333 333 570 570 570 500 930 722 667 722 722 667 611 778 778 389 500 778 667 944 722 778 611 778 722 556 667 722 722 1000 722 722 667 333 278 333 581 500 333 500 556 444 556 444 333 500 556 278 333 556 278 833 556 500 556 556 444 389 333 556 500 722 500 500 444 394 220 394 520 778 500 778 333 500 500 1000 500 500 333 1000 556 333 1000 778 667 778 778 333 333 500 500 350 500 1000 333 1000 389 333 722 778 444 722 250 333 500 500 500 500 220 500 333 747 300 500 570 333 747 500 400 549 300 300 333 576 540 250 333 300 330 500 750 750 750 500 722 722 722 722 722 722 1000 722 667 667 667 667 389 389 389 389 722 722 778 778 778 778 778 570 778 722 722 722 722 722 611 556 500 500 500 500 500 500 722 444 444 444 444 444 278 278 278 278 500 556 500 500 500 500 500 549 500 556 556 556 556 500 556 500 ] /Encoding /WinAnsiEncoding /FontDescriptor 11 0 R >> endobj 11 0 obj << /Type /FontDescriptor /FontName /TimesNewRoman,Bold /Flags 16418 /FontBBox [ -250 -216 1178 1000 ] /MissingWidth 327 /StemV 136 /StemH 136 /ItalicAngle 0 /CapHeight 891 /XHeight 446 /Ascent 891 /Descent -216 /Leading 149 /MaxWidth 982 /AvgWidth 427 >> endobj 14 0 obj << /Type /Font /Subtype /TrueType /Name /F3 /BaseFont /Tahoma /FirstChar 32 /LastChar 255 /Widths [ 313 332 401 728 546 977 674 211 383 383 546 728 303 363 303 382 546 546 546 546 546 546 546 546 546 546 354 354 728 728 728 474 909 600 589 601 678 561 521 667 675 373 417 588 498 771 667 708 551 708 621 557 584 656 597 902 581 576 559 383 382 383 728 546 546 525 553 461 553 526 318 553 558 229 282 498 229 840 558 543 553 553 360 446 334 558 498 742 495 498 444 480 382 480 728 1000 546 1000 211 546 397 817 546 546 546 1391 557 383 977 1000 559 1000 1000 211 211 401 401 455 546 909 546 876 446 383 909 1000 444 576 313 332 546 546 546 546 382 546 546 929 493 573 728 363 929 546 471 728 493 493 546 568 546 303 546 493 493 573 1000 1000 1000 474 600 600 600 600 600 600 913 601 561 561 561 561 373 373 373 373 698 667 708 708 708 708 708 728 708 656 656 656 656 576 565 548 525 525 525 525 525 525 880 461 526 526 526 526 229 229 229 229 546 558 543 543 543 543 543 728 543 558 558 558 558 498 553 498 ] /Encoding /WinAnsiEncoding /FontDescriptor 15 0 R >> endobj 15 0 obj << /Type /FontDescriptor /FontName /Tahoma /Flags 32 /FontBBox [ -250 -207 1672 1000 ] /MissingWidth 383 /StemV 81 /StemH 81 /ItalicAngle 0 /CapHeight 1000 /XHeight 500 /Ascent 1000 /Descent -207 /Leading 207 /MaxWidth 1393 /AvgWidth 444 >> endobj 2 0 obj [ /PDF /Text ] endobj 5 0 obj << /Kids [4 0 R 16 0 R 19 0 R ] /Count 3 /Type /Pages /MediaBox [ 0 0 612 792 ] >> endobj 1 0 obj << /Creator /CreationDate (D:20030228124651) /Title /Author /Producer (Acrobat PDFWriter 5.0 for Windows NT) >> endobj 3 0 obj << /Pages 5 0 R /Type /Catalog >> endobj xref 0 22 0000000000 65535 f 0000021940 00000 n 0000021811 00000 n 0000022292 00000 n 0000006353 00000 n 0000021842 00000 n 0000016404 00000 n 0000017489 00000 n 0000017742 00000 n 0000018831 00000 n 0000019091 00000 n 0000020192 00000 n 0000000019 00000 n 0000006332 00000 n 0000020463 00000 n 0000021554 00000 n 0000012304 00000 n 0000006507 00000 n 0000012283 00000 n 0000016249 00000 n 0000012459 00000 n 0000016228 00000 n trailer << /Size 22 /Root 3 0 R /Info 1 0 R /ID [<18c6ae2c8dbf8b523020b621de5c7a91><18c6ae2c8dbf8b523020b621de5c7a91>] >> startxref 22341 %%EOF