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Rajagopal Puttaparti , East Windsor, NJ
Order #24-50570-10, January 2, 2026
Respondent, Rajagopal Puttaparti, knowingly provided false and misleading information to Homesite Insurance Company in support of a homeowner's insurance claim dated January 22, 2024. Specifically, Respondent reported a water damage claim occurring on January 22, 2024, when it was determined that a previous homeowner's claim was already submitted, and the insured was reimbursed for the same damage. Furthermore, altered documents were submitted to show that the loss had occurred on January 22, 2024.
Civil Penalty: $2,000.00
Xiomara S. Osortoruiz , New Brunswick, NJ
Order #24-51052-35, January 2, 2026
Respondent, Xiomara S. Osortoruiz, knowingly failed to disclose all drivers in the household with access to policy vehicle(s) to Farmers Insurance Company when renewing her automobile insurance policy for the November 5, 2023 to November 3, 2024, policy period.
Civil Penalty: $1,500.00
Shyairra Diggs , Willingboro, NJ
Order #24-50312-35, January 7, 2026
Respondent, Shyairra Diggs, did knowingly provide materially false and misleading information to New Jersey Manufacturers Insurance Company when submitting a vehicle vandalism claim on November 7, 2023. Specifically, the Respondent provided a date of loss after comprehenisve and rental coverages were added to the policy, when, in fact, the loss occurred prior to the coverage change.
Civil Penalty: $2,500.00
Vinod Kumar Ganesan , Hillside, NJ
Order #24-56066-04, January 7, 2026
Respondent, Vinod Kumar Ganesan, knowingly provided materially false and misleading information to Progressive Group of Insurance Companies on October 14, 2024, when pursing an automobile property damage claim. Specifically, Respondent reported that his 2013 Ford Focus sustained windshield damage on October 14, 2024, claiming there was no prior damage to the windshield when it was determined that there was damage prior to the policy inception.
Civil Penalty: $1,500.00
Juan Cordova Gomez , Piscataway, NJ
Order #25-51961-35, January 7, 2026
Respondent, Juan Cordova Gomez, did knowingly provide materially false information to Progressive Garden State Insurance Company on an initial application for automobile insurance dated September 19, 2024, by failing to disclose another individual as a household resident and/or driver of the policy vehicles.
Civil Penalty: $1,500.00
Maria Corona-Tepatl , Jackson Twp., NJ
Order #25-54599-35, January 7, 2026
Respondent, Maria Corona-Tepatl, did knowingly provide materially false information to Progressive Garden State Insurance Company on an application for automobile insurance dated July 5, 2024, by failing to disclose another individual as a household resident and driver of the insured vehicle.
Civil Penalty: $1,500.00
Jose A. Mendoza , Vineland, NJ
Order #25-54670-51, January 7, 2026
Respondent, Jose A. Mendoza, did knowingly provide materially false information to Progressive Garden State Insurance Company during the reinstatement of an automobile insurance policy on July 21, 2025, by providing a false Statement of No Loss indicating no losses occurred during the lapse period. Respondent then filed a claim indicating the loss occurred after the policy was reinstated, when, in fact, it had occurred prior.
Civil Penalty: $2,500.00
Sander Derins , Cherry Hill, NJ
Order #25-56426-51, January 7, 2026
Respondent, Sander Derins, did knowingly provide materially false information to Progressive Garden State Insurance Company during a Statement of No Loss on September 20, 2025 for his automobile policy, by purporting the insured vehicle was not involved in any losses between September 10, 2025 to September 20, 2025, when, in fact, the insured vehicle was involved in a loss on September 20, 2025. Respondent then filed a claim and misrepresented the time of loss to be after the policy reinstatement.
Civil Penalty: $2,500.00
Amanda C. Koprowski , Toms River, NJ
Order #25-56523-35, January 7, 2026
Respondent, Amanda C. Koprowski, did knowingly provide materially false information to Progressive Garden State Insurance Company on an initial application for automobile insurance on August 31, 2025 by failing to disclose another individual as a household member and driver of a policy vehicle.
Civil Penalty: $1,500.00
Alyssa Marsh , Totowa, NJ
Order #25-55627-51, January 8, 2026
Respondent, Alyssa Marsh, did knowingly provide false and misleading information to the Progressive Group of Insurance Companies on a Statement of No Loss dated July 26, 2025. Specifically, Ms. Marsh indicated that the insured vehicle had not been involved in any accidents during a policy lapse period beginning July 18, 2025, when, in fact, it was involved in an accident earlier on July 26, 2025.
Civil Penalty: $2,500.00
Rafael A. Vega , Bronx, NY
Order #24-52363-31, January 9, 2026
Respondent, Rafael A. Vega, did knowingly provide false and misleading information on an automobile Insurance policy application submitted to the Progressive Group of Insurance Companies dated February 3, 2023, and on a policy renewal dated January 11, 2024. Specifically, Mr. Vega stated that he resided and garaged his policy vehicle In New Jersey when, in fact, he resided and garaged his vehicle in New York.
Civil Penalty: $2,500.00
Daniel Mejia , Passaic, NJ
Order #24-53206-35, January 9, 2026
Respondent, Daniel Mejia, knowingly provided false and misleading statements to the New Jersey Manufacturers Insurance on numerous policy actions between 2018 and 2024. Specifically, Mr. Mejia failed to disclose a licensed household resident and regular driver of the insured vehicle(s).
Civil Penalty: $1,500.00
Oscar J. Garma , Elizabeth, NJ
Order #24-54628-35, January 9, 2026
Respondent, Oscar J. Garma, did knowingly provide false and misleading information to Progressive Group of Insurance Companies when he failed to list all drivers and household residents on his auto application.
Civil Penalty: $1,500.00
Xavier E. Wilson , Washington, NJ
Order #24-55637-04, January 9, 2026
Respondent, Xavier E. Wilson, did knowingly make a material misrepresentation to the Progressive Garden State Insurance Company when pursuing an auto property damage claim. Specifically, Mr. Wilson stated that the damage to his windshield occurred on October 22, 2024, when in fact, the damage occurred on or near October 17, 2024, before glass coverage was added to the policy.
Civil Penalty: $1,500.00
Melissa Rosa , Belleville, NJ
Order #24-55840-47, January 9, 2026
Respondent, Melissa Rosa, knowingly provided false and misleading information to Axis Insurance Company on October 1, 2024 by submitting an altered invoice in support of a claim.
Civil Penalty: $2,500.00
Diana M. Pesantez , Union, NJ
Order #24-56431-35, January 9, 2026
Respondent, Diana M. Pesantez, did knowingly provided false and misleading statements to the Progressive Group of Insurance Companies on an auto insurance policy application dated July 8, 2024. Specifically, Ms. Pesantez failed to disclose an additional household member and operator of the insured vehicle.
Civil Penalty: $1,500.00
Edgar E. Perez Carchipulla , Bogota, NJ
Order #25-50301-35, January 9, 2026
Respondent, Edgar E. Perez Carchipulla, knowingly provided materially false and misleading information to the Progressive Group of Insurance Companies on an application for automobile insurance dated January 2, 2024. Specifically, Mr. Perez Carchipulla failed to disclose a licensed household resident and/or regular driver of the policy vehicles.
Civil Penalty: $1,500.00
Rene Ferrante , North Haledon, NJ
Order #25-51808-53, January 9, 2026
Respondent, Rene Ferrante, knowingly provided false and misleading information to New Jersey Manufacturers Insurance Company on January 16, 2025, in support of an automobile insurance property damage claim. Specifically, Ms. Ferrante stated that her windshield was damaged on December 30, 2024, when, in fact, the damage was pre-existing and occurred prior to the addition of full glass coverage on December 13, 2024.
Civil Penalty: $1,500.00
Kimberly Wong , Valley Stream, NY
Order #25-52144-31, January 9, 2026
Respondent, Kimberly Wong, did knowingly make material misrepresentations to the Progressive Garden State Insurance Company on an automobile insurance application dated June 28th, 2024. Specifically, Ms Wong indicated that she lived and garaged her policy vehicles in New Jersey, when, in fact, she primarily resided and garaged her vehicles in New York.
Civil Penalty: $2,500.00
Erika Arthur , Teaneck, NJ
Order #25-53484-51, January 9, 2026
Respondent, Erika Arthur, did knowingly make materially false statements to the Progressive Garden State Insurance Company on a Statement of No Loss dated May 19, 2025. Specifically, Ms. Arthur indicated that her vehicle was not involved in any accidents or incidents during the policy lapse period, beginning May 17, 2025, when, in fact, a loss occurred on May 18, 2025, at approximately 6:00PM.
Civil Penalty: $2,500.00
Tomasz Janczy , Wallington, NJ
Order #25-54628-35, January 9, 2026
Respondent, Tomasz Janczy, did knowingly provided false and misleading information to the Progressive Group of Insurance Companies on an automobile insurance policy application dated January 15, 2025. Specifically, Mr. Janczy failed to disclose a licensed resident and/or regular operator of his insured policy vehicle.
Civil Penalty: $1,500.00
Brett Robinson , Little Egg Harbor Twp., NJ
Order #21-52964-24, January 21, 2026
Respondent, Brett Robinson, did knowingly provide materially false information to Aflac Insurance Company on thirty-three claims under his Accidental policy and one claim under his Cancer policy, during the time period of January 21, 2019 to February 24, 2021, by submitting invalid claims and submitting fraudulent documents in support of many of those claims.
Civil Penalty: $17,000.00
Ruben Perez Mendez , Dover, NJ
Order #23-52584-35, January 21, 2026
Respondent, Ruben Perez Mendez, did knowingly provide materially false and misleading information to the Progressive Group of Insurance Companies on an automobile insurance policy application dated January 23, 2023. Specifically, Mr. Mendez failed to disclose a licensed household resident and/or regular operator of the policy vehicle.
Civil Penalty: $1,500.00
Susan Seo , Fort Lee, NJ
Order #24-56192-35, January 21, 2026
Respondent, Susan Seo, knowingly provided false and misleading information to the New Jersey Manufacturers Insurance Company on an auto policy application dated August 12, 2024. Specifically, Ms. Seo failed to disclose all household members and licensed drivers with access to policy vehicles.
Civil Penalty: $1,500.00
Jhon E. Vergara-Roldan , South Amboy, NJ
Order #25-55907-35, January 21, 2026
Respondent, Jhon E. Vergara-Roldan, did knowingly provide materially false information on an application for automobile insurance to Progressive Drive New Jersey Insurance Company on September 06, 2024, by failing to disclose the true garaging location of the insured vehicle(s).
Civil Penalty: $2,500.00
Shania Roldan , Hammonton, NJ
Order #25-56671-35, January 21, 2026
Respondent, Shania Roldan, did knowingly provide materially false information on an application for automobile insurance to Progressive Garden State Insurance Company on September 26, 2025, by failing to disclose an additional household resident and operator of the insured vehicle(s).
Civil Penalty: $1,500.00
Hope M. Hutchins , New Providence, NJ
Order #25-50922-47, January 27, 2026
Respondent, Hope M. Hutchins, knowingly made material misrepresentations in support of a pet insurance claim submitted to the Metropolitan Life Insurance Company on October 31, 2024. Specifically, Respondent altered documents to indicate that the services rendered were conducted on May 26, 2024, when, in fact, the office visit was prior to the policy inception.
Civil Penalty: $2,500.00
Victoria Martins , Parlin, NJ
Order #23-50023-51, January 28, 2026
Respondent, Victoria Martins, provided false and misleading information to Progressive Insurance Company when completing a Statement of No Loss form. Specifically, Respondent completed a Statement of No Loss form on December 21, 2022, at 1:44 p.m., certifying that there were no losses involving any of the policy vehicles between December 7, 2022, at 12:01 a.m. and December 21, 2022, at 1:44 p.m., when, in fact, a loss did occur earlier that same day.
Civil Penalty: $1,500. |
