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Home > Insurance Division > Life and Health > Life and Health Actuarial > Rate Review
Consumer Resources
Below is an alphabetical listing of health insurance resources, community health care options, and state and federal programs that may provide coverage or assistance with services or expenses
 
Catastrophic Illness in Children Relief Fund
Assistance for families whose children have an illness or condition otherwise uncovered by insurance, Government programs, etc., for which expenses exceed 10% of the family's income
800-335-3863 
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Charity Care NJ
Hospital Care Payment Assistance for uninsured or under insured; ineligible for Government health coverage; meet income and assets eligibility criteria
866-588-5696
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CVS Minute Clinic
Walk-in clinics; treatment for minor illnesses & injuries; vaccinations; physicals & screenings
866-389-2727
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COBRA
Allows employees and families who lose group insurance coverage to continue it
866-487-2365
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Dental Clinics
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Dental Insurance
International HealthCare Services 800-468-0608
Horizon Healthcare Dental, Inc. 800-433-6825
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Family Planning Clinics
Primary care, preventative care and related health services; education, counseling and medical services that help couples plan their families, and promote the overall health of families
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Federally Qualified Health Centers
Federally Qualified Health Centers offer health care services for the uninsured and underinsured, as well as patients with Medicaid, Medicare and private insurance. Call to schedule an appointment - Emergencies will be referred to the closest Emergency Room.
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HealthCare.gov
Find Insurance Options; Get Help Using Insurance; The Health Care Law & You; Exploring Your Coverage & Pricing Options; Your Insurance Company & Rate Increases
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Individual Health Coverage Program (IHC)
For individuals and families without access to employer or Government health insurance benefits
www.state.nj.us/dobi/division_insurance/ihcseh/ihcmain.htm
609-292-7272
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Medicaid: Aged, Blind, Disabled
Health coverage for those age 65 or older; blind or disabled; unable to afford healthcare; denied SSI or Medicaid because income was too high; lost SSI and waiting for Medicare SSD
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Medicaid: Maternal Health
Health coverage for pregnant residents of NJ who meet income guidelines
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Medicaid: WorkAbility / DiscoverAbility NJ
Health coverage for people with disabilities who are working and whose earnings would otherwise make them ineligible for Medicaid
888-285-3036
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Medicaid: NJ FamilyCare
Health coverage for children age 18 and younger; as well as certain low-income parents/guardians
800-701-0710
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Medicare 
Age 65 or older; some disabled people under age 65; people of any age with End-Stage Renal Disease 
800-633-4227
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Medicare Supplemental - State Assistance Program
Medicare beneficiaries with problems or questions about their supplemental health insurance

800-792-8820
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Mental Health Services
Promotes opportunities for adults with mental illness to maximize their ability to: seek and obtain treatment; live; work; socialize; and learn in the least restrictive environment with the appropriate therapeutic support
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NJ FamilyCare (Medicaid)
Health coverage for children age 18 and younger; as well as certain low-income parents/guardians
800-701-0710
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Partnership for Prescription Assistance (previously known as Rx4NJ)
Free or nearly free prescription medications
888-793-6765
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Pharmaceutical Assistance to the Aged and Disabled (PAAD)
65 or older, 18 or younger; receives Social Security Title II Disability benefits; meet income criteria
800-792-9745
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Planned Parenthood
Access to reproductive health care to all NJ residents, regardless of individual circumstance
800-230-7526
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Prescription Assistance (My Rx Advocate)
Assistance for uninsured US residents with an income level that presents economic hardship
877-331-0362
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Prescription Discount Programs
$4 and free drug promotions by large chain stores 

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SHIP (Medicare Supplemental - State Assistance Program)
Medicare beneficiaries with problems or questions about their supplemental health insurance
800-792-8820
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Small Employer Health Benefits Program (SEH)
Allows small employers (2-50 employees) to have access to group health insurance plans without regard to the occupation of the group or the health status of any of the group’s members 
www.state.nj.us/dobi/division_insurance/ihcseh/sehmain.htm
609-292-7272
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Special Child Health Services
Assistance for families of children with complex, long-term medical and developmental disabilities
609-984-0755
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Temporary Disability
Under the New Jersey Law, cash benefits are payable when an individual cannot work because of sickness or injury NOT caused by their job.
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Walgreens Take Care Health Clinic
Walk-in clinics; treatment for minor illnesses & injuries; vaccinations; physicals & screenings
866-825-3227
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Welfare Agencies 
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Veterans' Agencies
 
OPRA
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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New Jersey Department of Banking and Insurance