Division of Aging Services

NJSave Programs

NJSave is an online application to help low-income older adults and individuals with disabilities save money on Medicare premiums, prescription costs, and other living expenses. Click on the Apply Online button below to access the application.

NJSave logo

Video & Print Instructions & Help Completing the Application

- This video, posted on the New Jersey Department of Human Services' YouTube channel, goes through the application screen-by-screen.

NJSave Instructions - These written instructions also go through the application screen-by-screen.

For help completing the application, contact your county-based Area Agency on Aging (AAA) or State Health Insurance Assistance Program (SHIP), or call 1-800-792-9745.

Senior Save Navigators

Senior Save Navigators are available throughout the �ǿ��޴�ýapp to assist in filling out an NJSave application, gathering required documentation, and submitting a completed application online or in paper format.

Click here to find a Senior Save Navigator in your county.

Programs Accessed Through NJSave

NJSave enrolls eligible applicants into the following programs:

The application is also used to screen individuals for numerous savings and assistance programs. If it looks like they may qualify, their data is forwarded on for enrollment. These programs include:

Finally, individuals who qualify for PAAD and Lifeline Utility Assistance through NJSave may also be eligible for: